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Unemployed And Need A Loan To Help Out?

The slowing economic growth is giving more people the opportunity to be unemployed and need a loan to help them out while they are unemployed. This is not a good thing but at least there are options out there if you need money to cover your expenses while you look for a new job. You need to still pay for the basic necessities to at least keep your home functional if nothing else. Emergency still happen regardless of you being employed or not so if you need a loan with no job here are some options.

The Main loan for this type of situation is a bad credit unemployment loan. This loan can allow you the money you need now to take care of the financial needs you have but ultimately it will have to be paid back just like any other loan. The loan is not exactly the easiest one to get because most lenders base your loan off the job you have to provide you with the correct amount of money you need but in this case you don’t have a job and you’re just looking for something to cover your costs for the time being. Substantial assets tend to provide a stable environment for lenders to give you money in loan form.

Having to need a loan with without job information tends to be more difficult because you have to offer something that will prove to the lender you are trustworthy. Home equity is one of those things that they will take to give you a better chance of applying and getting approved. A home-equity loan is a lump sum amount of money that is repaid at a specific time down the road and depending on how you have it set up does not require monthly installments, creating a safe way for those who need a loan to get money now to repay once you’ve acquired a new job. Unsecure bad credit loans are also an option.

These loans allow you to use a standby feature on the loan itself, which means you can get the money and pay it back at a later time without being penalized for not paying each month. These kinds of loans are given to unemployed tenants who have little or no income at all and are very flexible in terms as far as what you can do to repay the money. All of these are excellent choices and are just some of the options available to you if you do not have work and need money to cover your costs.

20 Comments

  1. Helen Cady says:

    I was wondering if there is help for me out there. I was laid off in June .I told my landlord that Aug. rent would be 2 weeks late. I have just found out that my first EI check will be for 1 week,not 2. That will have to be used for car payment and insurance, which is auto withdraw. I am short for the rent .. I can’t do Money Mart or any payday loan as if even if I could ,if I were to pay that back on next pay period, then rent again! would be late . My family is all on vacation, and will be broke when they get back.. Is there somewhere that will do a 500 loan ,with monthly payments . I am assured EI for a year . I know that is not pay check … but you get my drift.. I have thought about my banks, but the not working thing wdn’t go over .Do you have any good advise for me Thanks

  2. Bay Terry says:

    Hello!
    Please i need a loan of $500.I need the loan to finalise my papers back to united states.
    Please i need it urgently,i can’t bear another week in africa.I promise to pay back with %10 interest 2 weeks upon arrival.

  3. JARNELL WALTON says:

    NEED A LOAN DUE TO MY LIGHTS BEING SHUT OFF PLEASE LOAN ME MONEY

  4. josh fredrickson says:

    Ive been unemployed for 2 months now and my rent and utility bills are piling up on me. I need a loan of 2500 or more if possible. I have no credit and need to pay bills and rent and fix my car so i can have transportation to get to and from a job when I get one.

  5. jason rann says:

    Need a 2000 dollar loan that can be paid back after first of year

  6. Noralene Johnson says:

    Hi I been unemployed for 3 months now and I will get a refund, and I really need a loan because I am trying to get a new apartment and I also need to put my things in storage between today and Sat. And all I am asking for is 300 until my sister gets her funds on the 1st of next month please. Can you all help me please. God Bless

  7. Hayley says:

    I really need a loan of up to 2000-2500. i have so many fines that have piled up and need to pay them off asap or i will be going to court. also need to pay rent, insurance, and have phone bills and power bills overdue. ill be living out on the street soon:(

    please if you can help out that would be great.

    god bless

  8. Velisha Redwine says:

    I was laidoff I’m unemployee at this time and need a loan

  9. Velisha Redwine says:

    I was Laidoff I’m unemployed and need a Loan.

  10. Hollie Calvasina says:

    My husband left me with nothing.(He decided drinking with his buddies was better than being a husband and father.) I can’t pay my bills and thank god my inlaws have my children. Every bill is in my name so he doent care if they are paid. I need a loan of at least $3000 ASAP. Please someone help me.

  11. joan obrien says:

    i need a loan of 1500 to get me from tennessee to wisconsin where i can get a job and place to live. i have been unemployed 2 years june 15 with no unemployment check and living in a camper. i need to renew or re tag my camper so i can legally drive it on the roads. i have been driving on expired tags 6 months now please some one point me to where i can get help or a loan or a charity that will help with out charging me a fee they want up front as i have no money no gas and need to get to wisconsin where i have work waiting on me

  12. Elizabeth Brown says:

    I am unemployed and need a 500 dollar loan to pay bills. I have a toddler can you help me?

  13. kelsey knight says:

    I need 1000$ to get my truck registered and insured to get it on the road. I have a four month old and need to be able to get around.
    I get a personal check every month from my father but do not have a job so i cant get a payday loan.

  14. Shawn Mcintire says:

    I Have been laidoff since january this time around and need a loan of 1000 dollars to help catch up the bills before I lose my car and help with my rent I am a single father of three and the bills are piling up. And my credit is shot from being laidoff in 2009 and part of 2010.. I have no where else to turn.

  15. carlisa poole says:

    im unemployed for a year now i have been getting by but now im in desperate need of a 500 dollar loan i can pay the money back when i get new employment

  16. sean says:

    I’m unemployed for 4 month im try to get $2500 loan no collateral i sale my two car’s so i don’t have any to put on collateral and if you can help me, it’s hard to get no collateral loan. i wait for your reply thanks.

  17. alex says:

    i am an illegal immgrant i want to go to college but it seems like the government doesnt helps immgrants students with loans please help!!!

  18. Lori Lutts says:

    Hi im engaged and 24 weeks pregnant. Ive been unempleyed for over a year now I believe and my credit is not so good. My fiance works and gets checks from his tribe ever three months but its not enough in these hard times. He gets paid ever week but its like once its in our account its gone in a blink of an eye. Our account is in the negative right now and he just got paid yesturday. Rent and electrice are paid for a little while cause of his three month checks from his tribe. I worry dayly about the cable, phone, and incerance for our cars. Mostly for the incerance. For the fact that if we dont stay paid up on it both fiance and I could loose our license and if that happens my fiance would loose his job because he needs his license for his work. So please if you have any way of finding me help I would be greatful.

  19. Brian says:

    i have a job waiting for me i dont have the money to get there i would like to get a loan to buy a truck and get buy tell my first pay check is there eny help

  20. Christie says:

    Please if anyone can help me I need a 5,000 dollar loan in the next to days . Thank you

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