Some options for getting a 4000 cash loan can really be determined by the type of credit you have, whether it is good or bad. Normally a bad credit score can affect you immensely in trying to apply for a loan. While having a good credit score can allow you to get any amount you ask for as long as it fits within the budget that your credit score says you can handle. There are options like a guarantor loan that allow you and one other person to apply for a loan as long as they put their name next to yours, which can guarantee the loan amount you want. If this is not what you are looking for then you can always go with another option like a payday loan, to get that 4000 dollar loan that you want. This can get you the money quickly without a credit check, but will need to be repaid within 30 days unless you can arrange otherwise with the payday loan company.
Some things you may want to look at when trying to find a loan are if the interest rate is low enough that you can afford it, and how much it will cost you to pay back. You can also see if there are different options for how the interest will accumulate over the course of a 30 day period, or if they charge you a flat interest rate fee that gets added onto your loan. This can be a $10-$15 fee that is added on for every 100 dollars and can add up over time.
Once you have gotten the loan you need, take care of it by paying all of your payments on time and making sure that everything is taken care of as far as interest payments and spending limits go. If you go over your spending limit you can have extra fees for overdrawing, and if you do not pay the full amount each month for your 4000 personal loan on time, it can cost you more money overall, because they can add on late fees and increase your interest payment. Make sure to take care of your loans and they can take care of you, so that future lending will be pleasant for you.